City of Kokomo's Fire Protection Rating Improves; Residents Expected to Pay Less for Insurance

The Insurance Services Office (ISO) recently completed a field survey for the City of Kokomo’s Public Protection Classification. The ISO awarded the City’s fire-suppression program with a Class3/3X rating.

The annexed areas which had been rated a Class 10 improved to Class 3/3X. According to the scale, Class 1 represents exemplary public protection, whereas Class 10 indicates that an area’s fire suppression program fails to meet ISO’s minimum criteria.

Kokomo’s rating places it in the top 1% in Indiana and in the top 5% in the United States for fire protection.

“The locations of our new fire stations, which are staffed 24-hours a day, reduce response times to residential structures and businesses in the annexed neighborhoods by ten minutes or more,” said Kokomo Fire Chief Nick Glover. “This independent survey demonstrates improved fire protection in the annexed area.”

“The Class 3/3X rating reflects the importance the City of Kokomo places on keeping our residents safe,” said Kokomo Mayor Greg Goodnight. “The ISO provides us with useful data for the City to improve emergency response times with cost-controlling strategies as we budget for new facilities, equipment and training.”

ISO fire ratings are used by property insurance companies to set insurance premiums. Lower ISO fire ratings result in lower premiums. Home and business owners in areas where the ISO rating improved from 10 to 3/3X, should expect reduced insurance rates beginning in 2015.